Sustainable portfolios include both actively managed and passive funds
Our investment team have constructed a set of three 'sustainable' model portfolios, that sit within our range of risk profiles. Each, therefore, has different risk and return profiles enabling investors to choose which portfolio is best suited with their unique financial goals.
Sustainable portfolios include both actively managed and passive funds. Active funds have a manager to manage a portfolio of investments actively. They rely on analytical research, forecasts and their own judgement to make investment decisions. Passive funds are also known as index funds as they replicate underlying indexes such as the MSCI Europe ESG Screened Index.
The investment service will focus on risk management and wealth preservation. We believe that actively managed funds offer better risk management properties than passive funds. However, we will select a passive fund if we do not feel there is a compelling case to use an active manager. Passive funds will also reduce the overall cost of your portfolio.
Your adviser will talk with you to define your financial aims and your attitude to investing. From this, they'll determine your risk appetite for our discretionary service. As part of this process, your adviser will complete a risk tolerance questionnaire and also assess your capacity for investment loss. This will help you and your adviser decide on the most appropriate portfolio.
Our latest Sustainable Investing Portfolio Factsheets are available for download below:
Read our 'Investing with a conscience' Guide
The value of investments may go down as well as up.